Rachel Cruze Net Worth – How This Financial Guru Built Her Wealth

Rachel Cruze is an established name in the world of personal finance. She has authored several books, including “Love Your Life, Not Theirs,” and “Smart Money, Smart Kids.” She also hosts a popular podcast called “The Rachel Cruze Show.” But, how did she build her wealth? In this article, we will explore Rachel Cruze’s net worth and her journey towards financial success.

Rachel Cruze’s Background

Rachel Cruze is the daughter of renowned financial guru, Dave Ramsey. She grew up in Franklin, Tennessee, and was exposed to the principles of personal finance from a young age. She graduated from the University of Tennessee in 2010 with a degree in Communication and went on to pursue a career in public speaking and writing.

Rachel’s Net Worth

As of 2021, Rachel Cruze’s net worth is estimated to be around $10 million. She has earned her wealth through various streams of income, including book sales, speaking engagements, podcast hosting, and product endorsements.

Rachel’s Books

Rachel has authored three bestselling books, and her most recent book, “Know Yourself, Know Your Money” was released in January 2021. Her books have been instrumental in building her wealth, and they have sold millions of copies worldwide.

Rachel’s Podcast

In addition to writing books, Rachel hosts a popular podcast called “The Rachel Cruze Show.” The podcast offers practical advice on personal finance, including budgeting, saving, and investing. It has been downloaded millions of times, and Rachel has been able to monetize it effectively through sponsorships and product endorsements.

Rachel’s Speaking Engagements

Another significant source of income for Rachel comes from her speaking engagements. She has been a featured speaker at various financial conferences and events. Rachel’s exceptional public speaking skills and her relatable approach to finance have made her a sought-after speaker.

Rachel’s Product Endorsements

Rachel has also partnered with several companies to endorse their products. She has worked with companies like Zander Insurance and Churchill Mortgage, to name a few. These partnerships provide her with an additional source of income.


Rachel Cruze’s net worth is a testament to her hard work, dedication, and savvy business acumen. She has built her wealth by leveraging her strengths as a writer and public speaker. Her relatable approach to finance has helped her connect with a broader audience, and her advice has helped many people achieve financial freedom. In summary, Rachel Cruze’s net worth is a reflection of her expertise and her ability to monetize that expertise.